01How it is defined in LeadCounty
Top 10% of the county by the model's chance of a sheriff / foreclosure sale in the next 18 months.
02How many are on the list today
Foreclosure risk (top 10%) is on file in 97 of 99 counties this week. The most are in Collin County (Plano), TX (40,770), Wake County (Raleigh), NC (35,563), Mecklenburg County (Charlotte), NC (33,299); the typical county has 2,361.
| County | On the list |
|---|---|
| Collin County (Plano), TX | 40,770 |
| Wake County (Raleigh), NC | 35,563 |
| Mecklenburg County (Charlotte), NC | 33,299 |
| Philadelphia County, PA | 32,043 |
| Denton County, TX | 31,132 |
| Hennepin County (Minneapolis), MN | 30,082 |
| Cuyahoga County (Cleveland), OH | 29,656 |
| Jefferson County (Birmingham), AL | 27,783 |
| Hillsborough County (Tampa), FL | 23,248 |
| Franklin County, OH | 21,077 |
| Dallas County, TX | 19,193 |
| Orange County (Orlando), FL | 18,522 |
03Why it matters
It points you to owners in trouble before a case is filed, when they have the most choices.
04Where it shows up in public records
Learned from each county's past sheriff, tax and foreclosure sales and the records that came before them.
05How to find foreclosure risk (top 10%) in 3 steps
- Step 1, find the record: learned from each county's past sheriff, tax and foreclosure sales and the records that came before them.
- Step 2, match it to the property: join the record to the parcel by its parcel number and the owner's name and address, so you know which house it belongs to.
- Step 3, add a second reason: stack foreclosure risk (top 10%) with another list to see which owners have more than one reason to sell. LeadCounty does steps 1 and 2 for every property each week.
06How we count it
LeadCounty counts foreclosure risk (top 10%) from each county's own records and shows the number for every county in the table above, refreshed weekly. A county that does not publish the record shows no count rather than a guess.
07How to use it
- Treat it as a reason to look closer, not as a fact about the owner.
- Be especially respectful: these owners have not been sued yet.
08Best stacks with foreclosure risk (top 10%)
One list gives you a reason; two or three lists together give you owners with several reasons at once. The stacks that work best with foreclosure risk (top 10%):
- Foreclosure risk (top 10%) + high equity: the owner still has equity to protect, so a fair sale works for both sides.
- Foreclosure risk (top 10%) + tax delinquent: tax is past due, a dated and money-based sign of pressure.
