Skip to content
Try it free

Montgomery County high equity list, OH

29,610high-equity properties today · refreshed weekly

29,610 owners on this list today. Seats open. A list is not a reason: every owner here shows the reason.

Montgomery County, OH has 29,610 high-equity properties today, read from Montgomery County Engineer records and refreshed weekly. The top ZIP codes are 45424, 45342, 45406. 3,446 of these owners are also on the tax delinquent list, the best one to stack. A property is on the list when current value is at least 2x the last sale price.

Three Montgomery County properties on this list, best score first
Street and cityScore (1 to 10)Why it may sell
Xenia AveDayton10of 10Taxes 2 years behindUnpaid tax is growing
Hillpoint LnDayton10of 10Worth 2.3x its last sale price (estimated equity)Taxes 2 years behind
Kammer AveDayton10of 10Owes about $36,800 in tax (108.9% of the value)Taxes 20 years behind

Street name and city only: house numbers, owner names and mailing addresses are in the app.

3,446Also on the tax delinquent list3,446 Montgomery County owners are on both lists today: the best place to start.
How it is built

How the Montgomery County list is made

Montgomery County's high equity list comes from the Montgomery County Engineer property roll records: we read the county's current value compared with the last recorded sale price for every parcel, every week. A property is on the list when: current value is at least 2x the last sale price.

Montgomery County data dictionaryValue at least 2x last sale price (estimate).

Government, bank, builder and church owners are left out by default, so the count is owners you can actually write to.

By city

Where the Montgomery County owners are

Top 5 cities by high-equity properties
CityPropertiesShare
Dayton9,97734%
Kettering2,6689%
Huber Heights1,8036%
Trotwood1,8016%
Miami1,3855%

Top ZIP codes: 45424 Huber Heights (2,115), 45342 Miamisburg (1,594), 45406 Dayton (1,587), 45403 Dayton (1,566), 45420 Dayton (1,549).

Distribution

High-equity properties in Montgomery County by years owned and value

Years owned
Under 2 years1,454 5%
2 to 5 years2,845 10%
5 to 10 years6,846 23%
10 to 20 years12,214 41%
20+ years6,251 21%
properties by years owned
County value
Under $100k9,039 31%
$100k to $200k10,895 37%
$200k to $350k7,033 24%
$350k to $500k1,552 5%
$500k+1,091 4%
properties by county value
The numbers

High-equity properties in Montgomery County: what stands out

29,610 high-equity properties in Montgomery County right now, with a median county value of $148,520. 37% of these owners get their tax bill at another address, and the typical owner has held the property for 12 years. Those behind on tax owe $8,362 on average. 7% score 9 or 10 on the likely-to-sell model.

Dayton holds the most (9,977, 34%), followed by Kettering (2,668), Huber Heights (1,803), Trotwood (1,801).

By ZIP code, 45424 (Huber Heights) has 2,115, 45342 (Miamisburg) has 1,594, 45406 (Dayton) has 1,587: the quickest places to start a mailing route.

Typical reasons on this list in Montgomery County: taxes 2 years behind; unpaid tax is growing; worth 2.3x its last sale price (estimated equity); owes about $36,800 in tax (108.9% of the value).

The largest group by years owned is 10 to 20 years (12,214 properties); by county value it is $100k to $200k (10,895).

The official source

Where the official Montgomery County list lives

The records behind this list are kept by the Montgomery County Engineer. Many counties let anyone look up a property there for free, and some publish the whole list. Check the office's website for the format and any fee.

The free route is real: for one list in one county, the county office may be enough. What LeadCounty adds is the weekly collection from every office, matching each record to the right property, a likely-to-sell score with reasons, filters, and stacking with tax delinquent. Ohio rules and the Ohio guide explain how the process works.

Why these owners may sell

Owners with equity have room to sell at a fair price, and long-time owners are often ready to move on.

How to work the Montgomery County list

  • Stack with owned 15+ years, absentee owner or tax delinquent.
  • Use nearby sales on the property page to check the numbers.
The letter to send: high equity ownersFor owners of 15+ years (downsizing, moving)

Dear [first name],

You have owned [property address] for [years owned] years. If you have thought about downsizing, moving closer to family, or simply not dealing with upkeep any more, I would like to make you a fair offer.

I buy as-is and you choose the closing date.

Send it in the app

The app fills in each owner's name and address and prints envelopes or labels.

Questions

How many high-equity properties are in Montgomery County, OH?

29,610 on the latest county file, from official Montgomery County records (Montgomery County Engineer). The count is refreshed every week.

How is equity estimated?

From the county's current value compared with the last recorded sale price. Mortgages are not public in bulk, so this is an estimate.

How often is it updated?

Every week.

Every Montgomery County high equity owner, with the reasons.

Explore free for 7 days, no card. Full access: cancel before day 7 and pay nothing. New owners on the list every Monday.

  • 7 days free
  • Explore: no card
  • Full access: cancel before day 7, pay nothing
  • Max 10 investors per county
Investors, agents, landlords and contractors who use county property data