What is tax lien certificate?
In tax-lien states the county sells the unpaid tax as a certificate; the buyer earns interest and can foreclose if it is not paid.
Why it matters to an investor
In tax-lien states the county sells the unpaid tax rather than the house. The buyer earns interest and, if the owner never pays, may foreclose.
How investors use it
- Learn your state's interest rate and redemption period.
- Remember you are buying a claim, not the house.
- Read the county's auction rules.
Questions
Do I get the house if I buy a tax lien?
Only if the owner does not redeem and you complete the foreclosure steps in your state.
Which states sell tax liens?
Several, including Alabama, Arizona, Colorado, Florida, Illinois, Maryland, Nebraska and New Jersey. See the state table.
How we make these guides
Written by the LeadCounty editorial and data team from official county, court and state sources and our own weekly counts. We name the office behind every number, say what we cannot see, and fix mistakes when you tell us. See our editorial standards and methodology. General information, not legal or financial advice. Refreshed weekly.
Find the owners behind these records.
Official county records, scored with reasons, refreshed weekly. 7-day free trial.
- 7 days free
- Explore: no card
- Full access: cancel before day 7, pay nothing
- Max 10 investors per county
