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Mecklenburg County in foreclosure list, NC

532properties in foreclosure today · refreshed weekly

532 owners on this list today. Seats open. A list is not a reason: every owner here shows the reason.

Mecklenburg County, NC has 532 properties in foreclosure today, read from Mecklenburg County Tax Collector; Ruff Bond Cobb Wade & Bethune LLP records and refreshed weekly. The top ZIP codes are 28216, 28208, 28205. 126 of these owners are also on the high equity (est.) list, the best one to stack. A property is on the list when the county shows a foreclosure case.

Three Mecklenburg County properties on this list, best score first
Street and cityScore (1 to 10)Why it may sell
Crestmere StCharlotte10of 10In foreclosure (county record)Taxes 16 years behind
Sapphire LnUninc10of 10In foreclosure (county record)Sold 2 times in 10 years
St Luke StCharlotte10of 10In foreclosure (county record)Owes about $4,300 in tax

Street name and city only: house numbers, owner names and mailing addresses are in the app.

126Also on the high equity (est.) list126 Mecklenburg County owners are on both lists today: the best place to start.
How it is built

How the Mecklenburg County list is made

Mecklenburg County's in foreclosure list comes from the Mecklenburg County Tax Collector; Ruff Bond Cobb Wade & Bethune LLP court records: we read open foreclosure cases matched to the parcel for every parcel, every week. A property is on the list when: the county shows a foreclosure case.

Mecklenburg County data dictionaryThe parcel is on the county tax foreclosure list, has a foreclosure / substitution of trustee / lis pendens filing at the Register of Deeds in the last 12 months, or a mortgage foreclosure sale (trustee sale) is advertised for it.

Government, bank, builder and church owners are left out by default, so the count is owners you can actually write to.

By city

Where the Mecklenburg County owners are

Top 5 cities by properties in foreclosure
CityPropertiesShare
Charlotte43381%
Uninc458%
Matthews204%
Huntersville132%
Cornelius92%

Top ZIP codes: 28216 Charlotte (85), 28208 Charlotte (66), 28205 Charlotte (45), 28215 Charlotte (37), 28269 Charlotte (37).

Distribution

Properties in foreclosure in Mecklenburg County by years owned and value

Years owned
Under 2 years16 3%
2 to 5 years41 8%
5 to 10 years48 10%
10 to 20 years73 15%
20+ years317 64%
properties by years owned
County value
Under $100k284 53%
$100k to $200k85 16%
$200k to $350k115 22%
$350k to $500k36 7%
$500k+12 2%
properties by county value
The numbers

Properties in foreclosure in Mecklenburg County: what stands out

532 properties in foreclosure in Mecklenburg County right now, with a median county value of $80,000. 53% of these owners get their tax bill at another address, and the typical owner has held the property for 27 years. Those behind on tax owe $5,289 on average. 3% score 9 or 10 on the likely-to-sell model.

Charlotte holds the most (433, 81%), followed by Uninc (45), Matthews (20), Huntersville (13).

By ZIP code, 28216 (Charlotte) has 85, 28208 (Charlotte) has 66, 28205 (Charlotte) has 45: the quickest places to start a mailing route.

Typical reasons on this list in Mecklenburg County: in foreclosure (county record); taxes 16 years behind; sold 2 times in 10 years; owes about $4,300 in tax.

The largest group by years owned is 20+ years (317 properties); by county value it is Under $100k (284).

The official source

Where the official Mecklenburg County list lives

The records behind this list are kept by the Mecklenburg County Tax Collector; Ruff Bond Cobb Wade & Bethune LLP. Many counties let anyone look up a property there for free, and some publish the whole list. Check the office's website for the format and any fee.

The free route is real: for one list in one county, the county office may be enough. What LeadCounty adds is the weekly collection from every office, matching each record to the right property, a likely-to-sell score with reasons, filters, and stacking with high equity (est.). North Carolina rules and the North Carolina guide explain how the process works.

Why these owners may sell

An owner facing foreclosure has a deadline. Selling before the sale can protect their credit and any equity left in the house.

How to work the Mecklenburg County list

  • Act early: the further from the sale date, the more options the owner has.
  • Stack with high equity: owners with equity have the most to gain from selling on their own terms.
  • Be respectful and clear; follow your state's foreclosure-rescue and solicitation rules.
The letter to send: in foreclosure ownersFor owners with a foreclosure case or sale notice

Dear [first name],

Public records show a foreclosure filing on [property address]. You may still have more choices than it feels like, and selling before the sale date is one of them: it can protect your credit and the equity you have built.

I buy houses as-is and can close quickly if the timing matters. A free HUD-approved housing counselor can also explain every option to you.

Send it in the app

The app fills in each owner's name and address and prints envelopes or labels.

Questions

How many properties in foreclosure are in Mecklenburg County, NC?

532 on the latest county file, from official Mecklenburg County records (Mecklenburg County Tax Collector; Ruff Bond Cobb Wade & Bethune LLP). The count is refreshed every week.

Where do the foreclosure records come from?

From the county, court, sheriff or trustee notices each county publishes. What is available differs by county; the county page lists the sources.

Do you show the borrower's name?

We show the property and its owner of record from the property roll. We never store the names of defendants from court cases.

Every Mecklenburg County in foreclosure owner, with the reasons.

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